Travel insurance & safety
Use this page to prepare, then confirm the latest safety and health guidance with official sources before departure.
Check the current safety advisory before you fly
As of June 12, 2025, the U.S. State Department lists the Dominican Republic at Level 2: Exercise Increased Caution due to crime, and it strongly recommends travel insurance because many private hospitals expect payment up front.
Official safety & health sources
U.S. State Department Travel Advisory
Safety guidance, emergency numbers, and the current advisory level for Dominican Republic travel.
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CDC Dominican Republic Traveler View
Destination-specific health guidance, vaccine notes, and packing recommendations from the CDC.
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CDC: Getting Health Care During Travel
Planning advice for medical care abroad, evacuation coverage, and emergency preparation.
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Why travel insurance matters
While the DR is a safe and welcoming destination, travel insurance protects you against unexpected events like medical emergencies, trip cancellations, lost luggage, and flight delays.
Medical Coverage
Hospital visits, medications, emergency evacuation
Trip Protection
Cancellations, delays, missed connections
Belongings
Lost luggage, stolen items, electronics
Recommended providers
These are examples to compare, not an official ranking. Read the policy wording carefully for medical treatment, emergency evacuation, water activities, pre-existing conditions, and cancellation rules.
World Nomads
Popular with backpackers and adventure travelers. Covers a wide range of activities including surfing, diving, and hiking.
Best for: Active travelers & adventure sports
SafetyWing
Affordable monthly subscription model. Great for digital nomads and long-term travelers. Includes COVID-19 coverage.
Best for: Digital nomads & long stays
Allianz Travel Insurance
Comprehensive plans from a well-known global insurer. Strong medical coverage and 24/7 assistance hotline.
Best for: Families & comprehensive coverage
Health tips
- Drink bottled water — tap water is not recommended for drinking in most areas
- Use sunscreen — the Caribbean sun is intense, especially between 10am and 3pm
- Mosquito repellent — particularly useful during rainy season (May–November)
- Check destination-specific vaccine guidance — requirements can depend on where you are arriving from, not only on your nationality
- Pharmacies are widely available — common medications can be purchased over the counter
Safety tips
🏖️ At the Beach
Swim only where lifeguards are present. Watch for rip currents, especially on the north coast. Keep valuables in your hotel safe.
🚗 Transportation
Use official taxis or rideshare apps. Agree on a fare before getting in unofficial taxis. Drive defensively if renting a car.
🌃 At Night
Stick to well-lit, tourist-friendly areas. Avoid walking alone in unfamiliar neighborhoods late at night. Use hotel-arranged transport.
💰 Valuables
Don't flash expensive jewelry or electronics. Use hotel safes. Keep a copy of your passport and leave the original in your safe.
Emergency numbers
| General Emergency (911) | 911 |
| Tourist Police (POLITUR) | (809) 200-3500 |
| National Police | (809) 682-2151 |
| Fire Department | (809) 682-2000 |
| Ambulance (Red Cross) | (809) 682-4545 |
| US Embassy (Santo Domingo) | (809) 567-7775 |
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Get all the information you need for a smooth and enjoyable Dominican vacation.